Whiteside Manor - Affordable California Drug and Alcohol Treatment Center
We'll help you find and stay on the right path
Call 1-800-300-RECOVER (7326)

. . .

Tuesday, February 18, 2014

Insurance Companies Deny Inpatient Treatment Coverage

Insurance
Let's face it, insurance companies have long fought to deny addicts the coverage they need by creating guidelines that are next to impossible to meet. The current criteria for covering inpatient substance abuse treatment is full of loopholes that keep addicts, especially heroin addicts, left out in the cold. While methamphetamine use continues to drop, heroin use continues to rise across the nation, according to a study released by the Substance Abuse and Mental Health Services Administration (SAMHSA).

Addiction professionals and healthcare officials continue to report that addicts and their loved ones, more often than not, face roadblocks that deny patients the treatment they require. What’s more, there is more demand for treatment than there are beds available to accommodate the patients.

If an addict desires the services of inpatient treatment, many insurance companies require evidence that an outpatient program has already failed before they will consider covering inpatient. The Courier Post reports that insurers may also require proof that the patient has:

  • No outside financial support network.
  • Already failed at a less expensive treatment facility.
  • A health condition that makes treatment a medical necessity.

While treatment is easier to come by, thanks to the Affordable Care Act, there is still a lot of work that needs to be done with regard to health care disparity. Anyone who has insurance should be covered if they require the assistance of inpatient treatment. An insurance company would never tell a pregnant woman to try giving birth at home before they will cover giving birth in a hospital.
Enhanced by Zemanta

No comments:

Post a Comment

Thanks for your comment!